Articles & News About Student Loans & School

The Pros and Cons of an Online College Degree

Getting a college degree online seemingly appears to be a very convenient way to gain further education without having to inconvenience your home life. An easier way to obtain an edge in the working world is by getting that online college degree that you've always wanted, without having to leave the comfort of your own home. All of this may very well be true, but there are a few things that a person should consider before becoming financially tethered to an online college or university.

Can you make the time?
Take a moment and evaluate how much free time you really have in your personal life. After tending to your work, house chores, possibly children, and making time just to relax, how much time do you have left to study and work on assignments? This involves hours reading which can be very time consuming.

How comfortable is "the comfort of your own home"?
Do you have the peace and quiet necessary to read and study? Are the people in your house (spouse, children, friends, etc.) willing to give you the time and space you need? More times than none, this is the biggest problem. Everyone around you might not be willing to put there life on hold for your betterment. This is a hard reality, but when you are at home, people will be tempted to confront you with home issues that will interfere with your studies. If you were in a classroom setting, this would not be a problem. Unless you are one of those individuals you can't turn their cell phone off.

How credible is the online college degree you are pursuing?
There are now several online colleges to choose from, but how credible are they once earned? Will the college degree earned online hold any weight in the working world, or did I just put all this time and effort into a worthless piece of paper? You may want to research via online bulletin boards or websites. Even word of mouth to some extent. It's not my place to tell you which online college is worthy, but rather to advise you to take the time to see if the college you select will get you the job that you want.

Can I afford the loan to get my education?
Certain online universities have government loan programs set up where you don't have to pay back your loan if you complete your schooling. These sound great in theory, but what if you don't complete your schooling and have to pay it back? They are usually very expensive and here's the catch: Once you get the loan, the school gets paid in full. So they get their money no matter what, and you get stuck paying the government back the remainder of your loan for nothing in return. The online colleges are making a fortune off students under these circumstances. From information I gathered off of different online studies, the freshman dropout rate is over 25% higher for online students. The overall dropout rate is nearly equal that number.

What are the "pros" to online college degree courses?
Under most circumstances, people who say they don't have the time to attend traditional college classes do so mainly because of family issues. Children involved and no sitter available. Unfortunately like I said earlier, the children can make it difficult to concentrate at home. I am not trying to discourage any parent in getting further education, but trying to prevent them in finding themselves in a hard financial situation because they couldn't make it work for them. More than half the time, if you don't have time to go to classes, you probably won't have time to do them at home either. There have been many parents as well as other individuals who have made this work successfully though. These are just things to consider. A big convenience for most to online class is not having to partake in the social aspect of college. If you are an aging adult, sitting in class with pimple faced kids can be annoying. It can also be distracting hearing about all the parties and other gatherings that take place at school. If you have any health issues that make it difficult to leave the house, online college is a fantastic option.

I hope this knowledge has helped some of you in your decision making process. I have been fortunate enough to have an insider's look at online colleges classes and ultimately I believe any education is good education. Your knowledge is the one thing nobody can take from you, I just want you to be sure that your newly acquired knowledge can be put to good use and benefit you and your future.

Timothy D. Arnold recruits students via his online college portal http://www.choosing-your-college.com

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

Capella University Student Named Program Manager for the Joint Staff Training Program at the Pentagon
Carla Chladek is pursuing a master's degree in education at the online university.

Self-Injury on College Campuses
Self injury is intentionally causing self-inflicted physical pain in order to cope with overwhelming feelings, traumatic events, or severe emotional pain. The person is not "crazy," but rather just never learned appropriate ways to express intense feelings.

5 Financial Tips For College Students
If you are a college student, you are probably concentrating on your studies and trying to get an education that will benefit you in the future. One thing that you may not be thinking about is how to handle your money, and failing to do so can leave you in a pretty big financial mess by the time you are out of college. It is important that you take control of your finances now if you want your financial future to be bright. The following are some tips that can help you with your finances to avoid any college financial disasters.

Zita Keeley Launches 'Zita Keeley's Wine School' at Hyatt Regency on the Hudson, Jersey City, New Jersey
A six week practical course for aspiring wine enthusiasts.

Tax Debt Help - How I Settled My Income Tax Debt Case
Do you need tax debt help? Well, take a deep breath. One experience you never want to have is getting a letter from the IRS informing you that you owe income tax debt. It can be a real shock to get such a letter. However, I can say from personal experience that it may not be as bad as you first think. If you owe the government back taxes, first of all don't panic, relax, the IRS is helpful and will work with you to resolve your income tax debt.

Help is Still Available, Despite Cuts in Student Loans and Student Loan Consolidations
StudentLoanCenter.biz, a provider of information and assistance with student loans and student loan refinancing, has good new despite halts in college lending.

Texas A&M University-Kingsville College Named for Dick and Mary Lewis Kleberg
University honors Caesar Kleberg Foundation for support

Laurel Springs School Honors Seena Hamilton and Creates Scholarship Program in Her Name
Laurel Springs School, the leader in personalized distance learning education for preK-12 students, announced the creation of the Seena Hamilton Scholarship program. The scholarship was designed to benefit extraordinary tennis players who require additional financial support to continue their education. This week, Hamilton named Gail Brodsky as the first recipient of the scholarship. At the age of 15, Brodsky, a native of Brooklyn, won the girls 18s Easter Bowl in April.

How To Cut Down On College Stress
Probably the least appreciated form of stress is college stress. This is mostly due to the fact that adults simply see a lot of college students sitting on their rear ends playing video games and drinking, instead of seeing students who are under pressure to succeed all the time.

Sports-O-Zone Inks Deal with Riddell Partners to Fight MRSA Outbreaks in Professional, College, and High School Sports
Indiana based Sports O Zone, a manufacturer of sanitizing and deodorizing equipment has partnered with sports equipment manufacturer and distributor Riddell to fight MRSA and bacterial infection outbreaks in Professional, College and High School Sports.

Student Loans For College: Don't Put Your Eggs In One Basket
Being accepted to a college is often the highlight of a High Schooler's dreams. Going through the testing and applications process, and then waiting for replies on those applications often make up a great part of a senior year in High School. Then comes the day that the letter arrives in the mail, and everyone gathers around to see whether you've been accepted or not.

Nursing School The Male Nursing Student
Years ago there was an unspoken rule that women were teachers, nurses and men stuck to construction or physical labor Today that unspoken tradition has been lifted and men as well as women are entering professions once thought to be unsexed

Mechanicsburg Area School District Switches to OpenDNS from ISP's DNS Service
4,000-person Mechanicsburg, PA district chooses OpenDNS to improve students' internet experience.

Capella University Selects Three Students to Run in the Antarctica Marathon
Students of online university to run the marathon on King George Island on Feb. 26, 2007.